Cornerstone
Surveying, LLC

...in the Scripture it says: 'See, I lay a stone in Zion, a chosen and precious CORNERSTONE, and the one who trusts in him will never be put to shame. Now to you who believe, this stone is precious. 
1 Peter 2:6 & 7


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Determining your surveying needs can be an overwhelming process. We are happy to discuss any questions you may have regarding your property, either by telephone or email. While some of our services speak for themselves, and are requested for a specific need,  other of our services are more general in nature, and listed below are some general guidelines and resources to guide you.

  • Boundary Surveys
  • Platting
  • Elevation Certificates
  • Residential House Staking
  • Mortgage Loan Inspections
  • Foundation Surveys

     

  • Boundary Surveys

    Your needs for a boundary survey can be varied. If you are considering erecting a fence, for example, on a residential lot under an acre, you may need the dimensions of your lot prominently marked on the ground, at each corner and along the boundary lines.

    In the case of a real estate transfer, the buyer, seller or lender may request that a boundary survey be performed, including a drawing of the premises showing improvements upon the land and the location of property corners and the dimensions of boundary lines. This type of survey would, graphically, show encroachments and other (unrecorded) uses and conditions which may assist in preparing a deed description that accurately reflects the physical conditions of the piece of property.

    There are several other cases that might require a boundary survey. If you feel you need this service that we provide, feel free to contact us and we will discuss the details of your needs.

    Platting

    One of the least understood processes dealing with land use is the requirement for and the process of platting a subdivision.

    According to Tennessee state regulations governing local planning authorities, a subdivision is defined as any division of property resulting in two or more lots. The regulation further states that if the area of the new lot(s) or the remaining lot is less than 5 acres, it must be platted, in accordance with the regulations of the local planning authority. In Hamilton County, all plats require approval from the Chattanooga Hamilton County Regional Planning Authority (RPA). Additionally, approval from the City Engineer is required if the subdivision will be utilizing city sewers. If the subdivision will require underground sewage disposal, approval will be required from the Chattanooga-Hamilton County Health Department.

    Subdivisions requiring the design of roads, sewers and other utilities are completed in tandem with a Licensed Civil Engineer. In general, we provide the engineer with a boundary and topographic survey that we have prepared. The engineer performs all of the necessary calculations and designs. Once preliminary approval is obtained by RPA, we prepare afinal plat showing lot, street and utility layout.

    Simpler subdivisions (2-5 lots) generally do not require the services of a Civil Engineer. We perform a boundary survey of the property. If the subdivision lies outside of city sewers, we enlist the services of a state-approved Soil Consultant to "map" the soil and determine percolation rates and other matters requisite for the Health Department to approve a subsurface sewage disposal system (SSDS) easement area. In areas that are accessible to city sewers, only approval of the City Engineer is required.

    There are also several fees that the developer will incur that are separate from those agreed upon between land surveyor and developer.

    RPA $200 plat review fee
    City of Chattanooga $110 review fee (1-10 lots), $10/lot (10+)
    Chatt. Ham. Co. Health Dept. $65 (per lot) review fee
    Register of Deeds $17 plat recording fee
    Zoning Board see RPA fee schedule Chatt. Ham. Co. RPA
    Variances see RPA fee schedule Chatt. Ham. Co. RPA

    All of the above offices are located at the Development Resource Center.

    Elevation Certificates

    Elevation Certificates are usually required, by a lending institution, to determine if a borrower needs to purchase flood insurance on a particular piece of property. Elevations of the main dwelling on the property are measured, relative to a known benchmark and this information is transferred to the appropriate form published by FEMA.
    Residential House Staking

    We have a wide range of builders, large and small, that have utilized this service. With the ever-decreasing lot sizes of subdivisions, accurate placement of a structure, relative to setbacks and easements, is critical. Typically, we first locate the house on the lot for excavation. Once the footing is poured, we mark the masonry locations. If necessary, we are able to prepare a foundation survey to provide to a lending institution.
    Mortgage Loan Inspections

    Commonly referred to in the past as "loan surveys", Inspections do not represent a boundary survey-they merely locate the improvements upon the property with reference to the recorded description of the property. By Tennessee state statute, these are known as "non-monumentation procedures", but they must still be prepared by a licensed land surveyor.
    Foundation Surveys

    Upon completion of the foundation of a newly constructed house, many lending institutions require a foundation survey. We simply locate the new foundation, relative to the recorded description of the property, and prepare a drawing showing the dimensions of the structure and the dimensions to the nearest boundary lines. This survey is similar in scope and effect to a mortgage loan inspection.
    twheeler@cornerstonesurveyingllc.com
    apirtle@cornerstonesurveyingllc.com
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    Copyright 2008 Cornerstone Surveying, LLC